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2024-23 Report of Independent AuditorsReport on the Audit of the Financial Statements Opinion We have audited the consolidated financial statements of Evergreen Federal Bank and Subsidiary, which comprise the consolidated balance sheets as of September 30, 2024 and 2023, and the related consolidated statements of income, comprehensive income, changes in equity, and cash flows for the years then ended, and the related notes to the consolidated financial statements. In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Evergreen Federal Bank and Subsidiary as of September 30, 2024 and 2023 and the results of its operations and its cash flows for the years then ended in accordance with accounting principles generally accepted in the United States of America.
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